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CenTrust Deposit Rates

Rates not guaranteed due to market changes or typographical error.

Rates are effective 07/01/2012 and are subject to change.

 

Checking
Account
Minimum Balance to Open
Minimum Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Balance to Avoid Monthly Fees
NOW Checking
$50
No minimum balance required
0.10%
$750
CenTrust Preferred 50
$50
No minimum balance required
0.10%
$0
Savings
Account
Minimum Balance to Open
Minimum Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Balance to Avoid Monthly Fees
Statement Savings
$50
No minimum balance required
0.15%
$250
CD Specials
The minimum balance to open; $500 for personal CD's $1,000 for business CD's
Balances less than $100,000.00
Balances of $100,000.00 or more
APY
APY
Maturities Available
9 month - CD Special 0.50% 0.55%
15 month - CD Special 0.65% 0.70%
Fixed Rate Certificates of Deposit / IRA's
The minimum balance to open; $500 for personal CD's $1,000 for business CD's
Balances less than $100,000.00
Balances of $100,000.00 or more
APY
APY
Maturities Available
30 days 0.10% 0.15%
60 days 0.15% 0.20%
90 days 0.15% 0.20%
180 days 0.25% 0.30%
12 month 0.30% 0.35%
18 month 0.45% 0.50%
24 month 0.60% 0.65%
36 month 0.85% 0.90%
48 month 1.10% 1.15%
60 month 1.25% 1.30%
Money Market Accounts
Account Balances
Minimum Balance to Open
Minimum Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Balance to Avoid Monthly Fees
$0 - $999.99 $100 No minimum balance required 0.15% $1,000
$1,000.00 - $9,999.99   $1,000.00 0.15%  
$10,000.00 - $49,999.99   $10,000.00 0.20%  
$50,000.00 - $99,999.99   $50,000.00 0.30%  
over $100,000.00   $100,000.00 0.50%  
Business Money Market Accounts
Account Balances
Minimum Balance to Open
Minimum Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Balance to Avoid Monthly Fees
$0 - $24,999.99 $100 No minimum balance required 0.15% $2,500
$25,0000.00 - $49,999.99   $25,000.00 0.20%  
$50,000.00 - $99,999.99   $50,000.00 0.30%  
over $100,000.00   $100,000.00 0.50%  
Health Savings Accounts
Account Balances
Minimum Balance to Open
Minimum Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Balance to Avoid Monthly Fees
$0 - $499.99 $50 No minimum balance required 0.05% $0
$500.00 - $999.99   $500.00 0.10%  
$1,000.00 - $4,999.99   $1,000.00 0.15%  
over $5,000.00   $5,000.00 0.25%  
 
Interest rates and annual percentage yields (APY) are accurate for the date indicated, but may change daily. Money Market, CenTrust Preferred 50, NOW checking and savings account rates may change after the account is opened and fees may reduce the earnings on the account. The Annual Percentage Yield (APY) calculated using the daily balance method. A penalty may be imposed for early withdrawal on CD's and IRA's. For the most current rates, please contact a CenTrust Banker: 847-267-1331

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Rates

385 Waukegan Road
Northbrook, IL 60062

847-267-1331