CenTrust Deposit Rates
Rates not guaranteed due to market changes or typographical error.
Rates are effective 02/23/2010 and are subject to change.
| Checking |
| Account |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
NOW Checking |
$50 |
No minimum balance required |
0.50% |
$750 |
CenTrust Preferred 50 |
$50 |
No minimum balance required |
0.50% |
$0 |
| Savings |
| Account |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
| Statement Savings |
$50 |
No minimum balance required |
0.80% |
$250 |
| Executive Savings |
| Account Balances |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
| $0 - $9,999.99 |
$50 |
No minimum balance required |
0.50% |
$10,000 |
| $10,000.00 - $49,999.99 |
|
$10,000.00 |
0.75% |
|
| $50,000.00 - $99,999.99 |
|
$50,000.00 |
0.95% |
|
| $100,000.00 - $499,999.99 |
|
$100,000.00 |
0.95% |
|
| over $500,000.00 |
|
$500,000.00 |
0.95% |
|
| Certificates of Deposit / IRA's |
| $500 minimum for personal CD's $1,000 minimum for Business CD's |
Balances less than $100,000.00 |
Balances of $100,000.00 or more |
| Standard APY |
Charter Account APY |
Standard APY |
Charter Account APY |
| Maturities Available |
| 30 days |
0.60% |
0.85% |
0.65% |
0.90% |
| 60 days |
0.80% |
1.05% |
0.85% |
1.10% |
| 90 days |
0.70% |
0.95% |
0.75% |
1.00% |
| 180 days |
1.00% |
1.25% |
1.05% |
1.30% |
| 12 month |
1.20% |
1.45% |
1.25% |
1.50% |
| 18 month |
1.50% |
1.75% |
1.55% |
1.80% |
| 24 month |
1.70% |
1.95% |
1.75% |
2.00% |
| 36 month |
2.05% |
2.30% |
2.10% |
2.35% |
| 48 month |
2.25% |
2.50% |
2.30% |
2.55% |
| 60 month |
2.60% |
2.85% |
2.65% |
2.90% |
| Money Market Accounts |
| Account Balances |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
| $0 - $999.99 |
$100 |
No minimum balance required |
0.50% |
$1,000 |
| $1,000.00 - $9,999.99 |
|
$1,000.00 |
0.50% |
|
| $10,000.00 - $49,999.99 |
|
$10,000.00 |
0.75% |
|
| $50,000.00 - $99,999.99 |
|
$50,000.00 |
0.95% |
|
| over $100,000.00 |
|
$100,000.00 |
1.10% |
|
| Business Money Market Accounts |
| Account Balances |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
| $0 - $24,999.99 |
$100 |
No minimum balance required |
0.50% |
$2,500 |
| $25,0000.00 - $49,999.99 |
|
$25,000.00 |
0.75% |
|
| $50,000.00 - $99,999.99 |
|
$50,000.00 |
0.95% |
|
| over $100,000.00 |
|
$100,000.00 |
1.10% |
|
| Health Savings Accounts |
| Account Balances |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Fees |
| $0 - $499.99 |
$50 |
No minimum balance required |
0.50% |
$0 |
| $500.00 - $999.99 |
|
$500.00 |
0.65% |
|
| $1,000.00 - $4,999.99 |
|
$1,000.00 |
0.75% |
|
| over $5,000.00 |
|
$5,000.00 |
0.88% |
|
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| Interest rates and annual percentage yields (APY) are accurate for the date indicated, but may change daily. Money Market, CenTrust Preferred 50, NOW checking and savings account rates may change after the account is opened and fees may reduce the earnings on the account. The Annual Percentage Yield (APY) calculated using the daily balance method. A penalty may be imposed for early withdrawal on CD's and IRA's. For the most current rates, please contact a CenTrust Banker: 847-267-1331 |
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385 Waukegan Road
Northbrook, IL 60062
847-267-1331
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