No matter what your lending needs are CenTrust offers a wide range of lending options to meet your financial needs.
If you own a home and need extra cash for college tuition, a special vacation, a home improvement project or debt consolidation, a home equity loan or a home equity line of credit from CenTrust will help you meet your needs. You can use the equity in your home through a fixed rate loan or an equity credit line.
Home Equity Line of Credit
CenTrust home equity line of credit gives you the flexibility to borrow on the equity in your home without having to go through a new loan application. With a line of credit, you can take advantage of usually lower interest rates than other consumer loans. Simply apply for a home equity line of credit and once approved, you can write yourself a loan with a special check that is drawn against your total line of credit. With this line of credit, you will have 7 years to use the funds.
Home Equity Loans
Our home equity loan is a one time disbursement of funds. This is a fixed rate loan that allows you to use your home as collateral. You can pay off your loan with automatic payment options debited from your account. We offer very competitive fixed-rate financing with terms up to 7 years and up to 90% of the appraised value of your home (less your current mortgage).
Auto and Truck Loans
We offer a variety of loans at competitive rates. Finance a new or used automobile or truck at CenTrust Bank and you will get a great rate, favorable terms and friendly service.
CenTrust Protection - Overdraft Protection
This protection will give you peace of mind that the occasional overdraft will be covered by this service. Link a line of credit to your checking account and a transfer will be made automatically when a debit is presented and there are insufficient funds available to cover the debit. You avoid costly overdraft fees and protect your credit rating.